Privacy Policy

This Privacy Policy ("Policy") applies to www.lendingdeck.com, and LendingDeck LLC ("Company") and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to the Company include www.lendingdeck.com. The Company's website is a lending services site. By using the Company website, you consent to the data practices described in this statement. LendingDeck will never buy, sell or trade your personal information to any third party. SMS consent and phone numbers will never be shared with third parties or affiliates under any circumstances.

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Collection of your Personal Information
In order to better provide you with products and services offered, the Company may collect personally identifiable information, such as your:

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-First and last name
-Email address
-Phone number

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If you purchase the Company's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.

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We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

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Use of your Personal Information

The Company collects and uses your personal information in the following ways:

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-to operate and deliver the services you have requested
-to provide you with information, products, or services that you request from us
-to provide you with notices about your account
-to carry out the Company's obligations and enforce our rights arising from any contracts ente
-to notify you about changes to our www.lendingdeck.com or any products or services we o
-in any other way we may describe when you provide the information
-for any other purpose with your consent.

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The Company may also use your personally identifiable information to inform you of other products or services available from the Company and its affiliates.
 
Sharing Information with Third Parties

The Company does not sell, rent, or lease its customer lists to third parties.

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The Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services tothe Company, and they are required to maintain the confidentiality of your information.

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The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the site; (b) protect and defend the rights or property of the Company; and/or (c) act under exigent circumstances to protect the personal safety of users of the Company, or the public.

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Tracking User Behavior

The Company may keep track of the websites and pages our users visit within the Company, in order to determine what the Company services are the most popular. This data is used to deliver customized content and advertising within the Company to customers whose behavior indicates that they are interested in a particular subject area.

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Automatically Collected Information

The Company may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of the Company's website.

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Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

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-Delete your personal information from our records; and
-Direct any service providers to delete your personal information from their records.

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Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

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-Complete the transaction for which the personal information was collected, fulfill the terms
-Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity;
-Debug to identify and repair errors that impair existing intended functionality;
-Exercise free speech, ensure the right of another consumer to exercise his or her right of fre
-Comply with the California Electronic Communications Privacy Act;
-Engage in public or peer-reviewed scientific, historical, or statistical research in the public i
-Enable solely internal uses that are reasonably aligned with your expectations based on your
-Comply with an existing legal obligation; or
-Otherwise use your personal information, internally, in a lawful manner that is compatible wi
 
Children Under Thirteen

The Company does not knowingly collect personally identifiable information from children under the age of 13. If you are under the age of 13, you must ask your parent or guardian for permission to use this website.

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Email Communications

From time to time, the Company may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our services, we may receive a notification when you open an email from the Company or click on a link therein.

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If you would like to stop receiving marketing or promotional communications via email from the Company, you may opt out of such communications by clicking the unsubscribe link at the bottom of the email.

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Changes to This Statement

The Company reserves the right to change this Policy from time to time. For example, when there are changes in our services, changes in our data protection practices, or changes in the law. When changes to this Policy are significant, we will inform you. You may receive a notice by sending an email to the primary email address specified in your account, by placing a prominent notice on our LendingDeck LLC, and/or by updating any privacy information. Your continued use of the website and/or services available after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide and be bound by that Policy.

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Contact Information

The Company welcomes your questions or comments regarding this Policy. If you believe that the Company has not adhered to this Policy, please contact the Company at:

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LendingDeck LLC

1401 E. Cary St., Richmond, Virginia 23226

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Email Address: notices@lendingdeck.com

Phone Number: 800-547-9080

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Effective as of April 15, 2024